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Business Banking

Business Certificates of Deposits

Take advantage of a great short-term place to watch your money grow for use in the near future. Choose terms form 91 days to 60 months. A $500 minimum balance is required. (Rates)

Cash Management Services

Want anytime access to your financial information? Our Cash Management Services is a web-based tool that allows you the convenience of conducting your business from your office or home. Using this tool enables you to set up ACH originations for customer billing or employee payroll and set up users with different access security levels. You can also pay bills online and transfer between your business accounts for free.

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Merchant Services

The customer comes first, and keeps coming back when you make paying for their items easy and hassle-free. KCB offers merchant services to our business customers so you can accept credit and debit cards for convenient payment from your customers. With KCB merchant services you can process Visa and MasterCard, plus have an option of adding Discover and American Express for greater payment access, creating an easy environment for you to be paid electronically within 48 hours. Please contact our merchant services portfolio manager for further information.

Remote Deposit Capture

Remote Deposit Capture (RDC) allows you to image checks from your place of business and deposit them to your account at KCB Bank all through a secured server. You may have a remote office or it may be convenience only, either way RDC can save time and money. Choose a scanner that is designed for a few checks a day all the way up to high volume scanners that read your payment coupons, checks and post those items to your accounting system. Contact us so we can design a RDC Program to fit your business needs.

Visa Debit Cards

Keep business and personal expenses separate with our Visa Business Debit Card. Your card will have the employee name as well as the business.  You no longer have to carry your business checks everywhere, just swipe your Visa Business Debit Card.

  • Access your money, make a deposit, or transfer funds at any of our 4 ATM locations 24 hours a day.
    - KCB Headquarters: 950 W 92 HWY Kearney, MO
    - KCB Kearney Branch: 100 W 92 HWY Kearney, MO
    - Big V Country Mart: 150 W 6th St. Kearney, MO
    - KCB Liberty Branch: 930 W Liberty Dr. Liberty, MO
  • The Visa Debit Card makes record keeping easier.  The transaction amount is immediately deducted from your checking account and you will be able to see it on your monthly statement or at kcbbank.com.
  • Your Visa Debit Card will be protected against fraudulent purchases if it is lost or stolen and you will not receive a charge for a replacement card.
  • If you have trouble remembering your PIN, you can personalize it at any of our 4 ATM locations using the original PIN.
  • There is no charge from KCB Bank for ATM withdrawals, transfers or inquires made from a KCB Bank ATM or non-KCB Bank ATM. When you use an ATM not owned by KCB Bank, the ATM operator or the network used may charge you a fee, and you may be charged a fee for a balance inquiry even if you do not complete a fund transfer.

*Note: If your card has been lost or stolen:
To report your card lost or stolen on weekends or after hours, please call Fifth Third Direct at 1-800-554-8969. You will need to verify your mailing address, phone number, and social security number.

Please call KCB Bank to report your card lost or stolen during normal business hours.

Coin Counter

Is your change jar full or is the cup in your car console overflowing?  KCB has a coin counter in our lobby located at 950 W 92 Hwy Kearney, MO 64060.  This is a free service for all of our customers.  There is a 10% charge for non-customers.

Notary Public

KCB Bank offers free notary service to all of our customers.

Wire Transfers:

If you would like to wire funds to an account at KCB Bank, follow the instructions listed below to avoid any delays.

Receiving bank:  Midwest Independent Bank Jefferson City, MO
ABA Number: 086505273
Beneficiary:   KCB Bank Kearney, MO
Account Number:   101206460
For Further Credit To: Customer name and account number

Safe Deposit Box

Rest easy knowing that your valuables are secure in a safe deposit box at KCB. The annual fee is decreased by $5 when payment is automatically debited from a KCB checking account. A variety of sizes and rates are available. Please contact a Financial Service Representative at (816) 628-6050 for availability and location information